The Daily Interest
Insights for smarter retirement planning
Practical thinking on pensions, tax, investment strategy, and the maths behind your financial future.
For general information and educational purposes only — not financial advice. Consult a qualified financial adviser before making any financial decisions.
Latest
Retirement
UK Annuity Rates Are Back: What 2026's Higher Rates Mean for Retirees
25 May · 9 min read
Investing
A JISA for My Son, and the Pot He Won't Know About
19 May · 7 min read
Retirement
Should I Consolidate My Old Pensions?
17 May · 17 min read
Property
Buy-to-Let in 2026: Dead, Or Just Different?
15 May · 18 min read
Tax
Is Salary Sacrifice Worth It? The Pension Move Most UK Workers Get Wrong
9 May · 15 min read
Editor's Picks
Monte Carlo
Understanding Monte Carlo Simulations for Retirement
How probability-based modelling can give you more confidence in your retirement plan — and why a single forecast isn't enough.
20 Mar · 8 min read
Planning
The 4% Rule Doesn't Really Work in the UK
It was designed for American retirees in the 1990s. Here's why blindly applying it to a UK retirement plan could leave you short — or overly cautious.
18 Mar · 7 min read
Investing
Daniel Kahneman and Your Money: What a Psychologist Taught Us About Investing
Kahneman never worked in finance, yet his research explains more about investor behaviour than most economics textbooks. Here's what every saver should take from his life's work.
8 Apr · 11 min read
Tax
ISA vs Pension: Which Should You Prioritise?
Both are tax-efficient, but the right split depends on your income, timeline, and retirement goals. Here's how to think about it.
15 Mar · 3 min read
Retirement
How Much Do I Need to Retire in the UK?
It's the most searched retirement question in the country. The honest answer is: it depends. Here's how to work out your actual number.
5 Mar · 8 min read
Planning
The Real Cost of Investment Fees Over 30 Years
A 1% fee sounds like nothing. Over a lifetime of investing, it can cost you tens of thousands of pounds. Here's the maths most platforms don't show you.
6 Mar · 6 min read
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The UK Advice Gap: 38 Million People With No Financial Plan
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Investing
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How Much Should My Emergency Fund Be?
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Saving
Premium Bonds — Are They Actually Worth It?
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Tax
New Tax Year 2026/27: Everything Changing From April
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Iran, Energy Prices, and What It Means for Your Portfolio
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What Is the FIRE Movement?
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Planning
How to Build a Budget That Actually Works
3 Apr · 12 min read
Investing
How Much Cryptocurrency Should You Hold in Your Portfolio?
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Investing
A Guide to Investing in Gold: From Coins in Your Safe to ETFs in Your ISA
31 Mar · 12 min read
Investing
The 60/40 Portfolio and the Myth of Uncorrelated Returns
30 Mar · 10 min read
Retirement
Why Your Default Pension Fund Is Probably Wrong for You
29 Mar · 14 min read
Planning
Why Retirement Modelling Matters More Than You Think
28 Mar · 11 min read
Planning
"I'll Never Retire"
27 Mar · 7 min read
Planning
What Is Cash Flow Modelling — and Why Does It Matter?
26 Mar · 8 min read
Investing
Ignore the Headlines: The Biggest Risk to Your Portfolio Is You
25 Mar · 9 min read
Investing
The Passive Investing Problem Nobody Talks About
24 Mar · 9 min read
Retirement
What Happens to Your Pension When You Die?
23 Mar · 8 min read
Planning
Why Compound Interest Calculators Are Dead
22 Mar · 6 min read
Planning
Should I Pay Off My Mortgage or Invest?
19 Mar · 11 min read
Planning
HENRYs: High Earners, Not Rich Yet
13 Mar · 8 min read
Tax
Tax-Free Lump Sum: Take It All at Once or Phase It?
12 Mar · 7 min read
Retirement
The State of the State Pension
11 Mar · 9 min read
Retirement
UK State Pension in 2026: What You Need to Know
10 Mar · 3 min read
Retirement
Defined Benefit Pensions: The Holy Grail That's Disappearing
9 Mar · 8 min read
Retirement
What Happens If Markets Fall in Your First 5 Years of Retirement?
8 Mar · 7 min read
Retirement
What Is a SIPP and How Does It Work?
7 Mar · 7 min read
Investing
Where Investing Began: From Ships and Spices to Your ISA
4 Mar · 6 min read
Investing
AI: Bubble or Revolution? What the Dot-Com Crash Actually Teaches Us
3 Mar · 9 min read
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© 2026 Scenarios Software Ltd.
Scenarios is not a financial adviser and does not provide financial advice. All projections, calculations, and scenarios are for illustrative and educational purposes only. They should not be relied upon as a basis for making financial decisions. Past performance and modelled outcomes do not guarantee future results. Tax rules, allowances, and rates may change. You should consult a qualified financial adviser before making any decisions about your pension, investments, or retirement planning.
Scenarios is a trading name of Scenarios Software Ltd. Registered in England and Wales. Company No. 17046348. ICO registration: ZC115276.
Registered office: 1 Lievesley Grove, Nottingham, NG4 4LW