Financial stress is your invisible productivity drain.
Most employees have a workplace pension but no idea whether it’s enough. That uncertainty creates stress, reduces focus, and costs your business real money.
Financial wellbeing drives real business outcomes.
Reduce financial stress
When employees understand their retirement outlook, anxiety drops. Clearer plans mean fewer sleepless nights and more focused workdays.
Improve retention
Financial wellbeing benefits are a genuine differentiator. Employees who feel supported stay longer — especially in competitive hiring markets.
Boost productivity
Financially stressed employees are less productive, make more errors, and take more sick days. Reducing that stress has a direct impact on output.
Proper retirement planning, not another generic calculator.
Every employee gets access to the same modelling engine used by thousands of individual subscribers.
Personalised retirement projections
Each employee gets their own Monte Carlo simulation — modelling pensions, ISAs, tax, and spending year by year with 2026/27 UK tax rules.
Scenario comparison
Employees can model different retirement ages, contribution levels, and spending plans side by side — helping them make confident decisions.
No financial data linking
Employees enter figures themselves — no Open Banking, no payroll integration. Simple, private, and GDPR compliant.
Works alongside your pension provider
Scenarios isn't a replacement for your workplace pension — it's the planning layer on top, helping employees understand what their contributions actually mean.
Cashflow & tax modelling
Year-by-year income breakdown showing where every pound comes from in retirement — SIPP drawdown, ISA, state pension, employment — all tax-accurate.
Self-serve, no adviser needed
Employees can build a plan in under five minutes. No appointments, no jargon, no hard sell — just clear projections they can act on.
Set up in minutes,
not months.
Get in touch
Tell us your team size. We'll set up your employer account at a simple per-head rate.
Share with your team
We provide onboarding materials — a short guide, an intro email template, and a link for your team.
Employees build their plans
Each person creates their own plan in under five minutes — pensions, ISAs, spending, and retirement age.
They see the full picture
Personalised projections, year-by-year cashflows, and scenario comparisons — all with real UK tax rules.
Simple per-head pricing.
One simple rate per employee. The more people, the less you pay. Billed annually.
All plans include full access for every employee · No setup fees · No long-term contracts
From 10 employees to 10,000.
Encrypted in transit and at rest. Hosted in Europe. GDPR compliant and ICO registered. No employee financial data is shared with employers — plans are completely private.
Learn more →Get in touch and we’ll walk you through how Scenarios works as an employee benefit — pricing, setup, and what your team will see.
Contact Us