Scenarios

Pricing

Simple, transparent pricing

No ads. No commissions. No financial products sold. Subscriptions fund the platform independently.

Save up to 33% with annual billing

Free

£0

Explore the core simulation engine and see your projection.

✓Wealth fan chart (percentile bands)

✓Personalised insights

✓Light & dark theme

✓Interactive landing demo

✗Sidebar sliders (what-if exploration)

✗Full UK tax engine

✗Cashflow breakdown

✗Scenario comparison

✗Retirement safety analysis

✗Portfolio deep-dive

✗Withdrawal strategy tools

✗Inheritance tax planning

✗Life events & spending phases

✗Settings & configuration

✗Couple modelling

✗CSV / report exports

Most Popular

Solo

£72/year

£6/month — billed annually

Full modelling power for one person — every tab, every tool.

✓1 saved plan

Everything in Free, plus:

✓Interactive sidebar sliders

✓Full UK tax engine (2026/27)

✓Cashflow analysis (stacked income vs spending)

✓Scenario comparison (up to 3)

✓Retirement safety analysis & withdrawal gauge

✓Portfolio deep-dive & diversification

✓Withdrawal strategy optimiser (PCLS vs UFPLS)

✓Inheritance tax planning & gift modelling

✓Life events & spending phases

✓Settings & full assumptions control

✓CSV / report exports

✓Full access to The Daily Interest

✗Couple / household modelling

✗Shared inflation paths

Best Value

Duo

£120/year

£10/month — billed annually

Joint modelling for couples — two people, one household view.

✓2 saved plans

Everything in Solo, plus:

✓Joint couple modelling

✓Combined wealth fan chart

✓Shared market conditions

✓Marriage allowance modelling

✓Full access to The Daily Interest

Feature comparison

Feature	Free	Solo	Duo
Core
Saved plans	—	1	2
Monte Carlo simulation (1,000 runs)	✓	✓	✓
Fan chart (percentile bands)	✓	✓	✓
Median wealth projection	✓	✓	✓
Personalised insights	✓	✓	✓
Light & dark theme	✓	✓	✓
Analysis Tools
Interactive sidebar sliders	—	✓	✓
Cashflow breakdown (stacked)	—	✓	✓
Scenario comparison (up to 3)	—	✓	✓
Retirement safety analysis	—	✓	✓
Portfolio deep-dive & diversification	—	✓	✓
Withdrawal strategy optimiser	—	✓	✓
Spending sensitivity chart	—	✓	✓
Tax & Configuration
Full UK tax engine (2026/27)	—	✓	✓
Scottish income tax bands	—	✓	✓
CGT with cost basis tracking	—	✓	✓
Dividend & savings income tax	—	✓	✓
PCLS vs UFPLS comparison	—	✓	✓
Configurable assumptions	—	✓	✓
Inflate / freeze tax bands	—	✓	✓
Planning Features
Life events & spending phases	—	✓	✓
Property & mortgage calculator	—	✓	✓
Inheritance tax planning	—	✓	✓
CSV & report exports	—	✓	✓
Couple
Couple modelling (two people)	—	—	✓
Combined wealth fan chart	—	—	✓
Shared inflation paths	—	—	✓
Marriage allowance	—	—	✓

Cancel anytime, no lock-in

Not the right time? Cancel whenever you like — no fees, no notice period. Your access continues until the end of your billing period. Scenarios does not display ads, sell financial products, or earn commissions — your subscription is the only thing that funds the platform.

Scenarios

UK Household Financial Modelling

Tax year 2026/27 — For educational purposes only

Scenarios is a trading name of Scenarios Software Ltd. Registered in England and Wales. Company No. 17046348. ICO registration: ZC115276.
Registered office: 1 Lievesley Grove, Nottingham, NG4 4LW