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Understanding the cashflow chart

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Summary

  • Basic view overlays stacked income bars against a spending-need line.
  • In-Depth view breaks income and spending down per account, with a running-balance line.
  • Both default to real terms, so spending appears flat unless you've added Spending Phases.

Basic vs In-Depth

The cashflow chart has two views. Basic shows coloured stacked bars for each income source with a spending-need line overlaid — if the bars reach the line, you're fully funded that year. In-Depth shows income above the axis and spending below, plus a running-balance line. Both default to real terms so spending appears flat.

Frequently asked questions

What's the difference between Basic and In-Depth view?
Basic shows coloured stacked bars per income source against a spending-need line. In-Depth shows income above the axis and spending below, plus a running-balance line, broken down per account.
Why does spending look flat over time?
Both views default to real terms, which strips out inflation so spending appears flat unless you've set up Spending Phases to change it deliberately.

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