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Real vs Nominal values

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Summary

  • Nominal shows future pound amounts as they'll appear on a statement; Real adjusts them back to today's purchasing power.
  • Real values are generally more useful for planning purposes.
  • Toggle between them in the dashboard header.

Nominal vs Real

Nominal shows future pound amounts as they'll appear on your statement. Real adjusts everything back to today's purchasing power — what those future pounds will actually buy. Real values are generally more useful for planning because £500,000 in 30 years won't buy what £500,000 buys today. Toggle between them in the dashboard header.

Frequently asked questions

Which should I use for planning?
Real values are generally more useful for planning, since they show what future pounds will actually buy rather than a nominal figure inflated by decades of price rises.
Where do I switch between them?
Use the toggle in the dashboard header.

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