Help Centre/Non-Investment Income/State Pension

State Pension

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Summary

Enter your projected annual State Pension from your gov.uk forecast.
The full new State Pension requires 35 qualifying NI years — use your forecast's reduced figure if you have fewer.
The engine applies the triple lock automatically, so set inflation-linked to Yes.

Entering your State Pension

Enter your projected annual State Pension from your gov.uk/check-state-pension forecast. The full new State Pension requires 35 qualifying years of National Insurance contributions — if you have fewer, use the reduced figure shown on your forecast instead. The engine applies the triple lock (grows at CPI plus a small annual premium) automatically, so set inflation-linked to Yes.

Frequently asked questions

Where do I find my State Pension forecast?

gov.uk/check-state-pension gives you your projected annual amount based on your National Insurance record.

What if I have fewer than 35 qualifying years?

Use the reduced figure shown on your gov.uk forecast instead of the full new State Pension amount — your forecast already accounts for your actual NI record.

More in Non-Investment Income

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